Services


We are providing under noted banking services to our customers.

  • All our branches are having connectivity under core banking solution (CBS) customers can have cash, transfer, clearing transactions from any of the branches.
  • Customers can transfer the fund under RTGS/NEFT through our all branch.
  • We provide SMS Services.
  • Safe Deposit vault locker facility provided .
  • Outstation cheques are being collected.
  • Demand Draft facility available.
  • Stamp Franking Facility available at Bapunagar Branch.
  • We offer attractive rate of interest on time deposits and also offer 0.50% more interest to senior citizens, on time deposits of 30 days and above.
  • We provide credit facility to our customer with various credit schemes.

Service Charges

Sr. No. Nature of Service Proposed Incl. Ser. Tax
1 Duplicate Statement / Passbook Issue Charges
For Saving a/cs Rs. 56/-
For other a/cs
2 Half Yearly Incidental Charges
For Saving a/cs
For other a/cs Rs. 169/-
3 A/C Closed charges
Before 1 yrs
For Saving a/cs Rs. 112/-
For other a/cs Rs. 169/-
4 Cash Service charges Above Rs. 1 lac to Rs. 2 lac Rs. 1.12/- per thousand & above 2 lac Rs. 2.25/- per thousand
5 Minimum Balance for Accounts
For Saving a/cs (Avg. Qtly Balance)
For Current a/cs (Avg. Qtly Balance)
6 Inward RTGS and NEFT charges No charges
7 Outward RTGS charges
2 Lacs & Above Rs. 56/-
8 Outward NEFT charges
Up to 2 Lacs Rs. 28/-
2 Lacs & Above Rs. 56/-
9 Confidental Report charges Rs. 112/-
10 Local Pay order / DD issue charges Rs. 2.25/- per Rs.1000/- and Min. Rs.34/- Maxi. Rs.2809/-
11 DD of other Bank issue charges Rs. 3.37/- per Rs.1000/- and Min. Rs.34/- Maxi. Rs.2809/-
12 Cancellation charges of DD / Pay order Rs. 56/-
13 Outward Bills for Collection Rs. 4.49/- per Rs. 1000/- Min 45/- Max Rs. 4494/-
14 Inward Bills for Collection Rs.3.37/- per Rs. 1000/- Min 112/- Max Rs. 4494/-
15 Signature varification charges Rs. 112/-
16 Cheque Book Issue charges
For Saving a/cs Financial Year 20 leave free then Rs. 2.25/- per leaf
For other a/cs Financial Year 30 leave free then Rs. 3/- per leaf
17 Cheque Stop Payment charges
For Saving a/cs Rs. 112/- per leaf and More than 2 chqs. Rs 337/- (max.)
For other a/cs
18 Inward Cheque Return charges SB A/c Other A/c
Up to RS. 50000/- Rs. 112/- Rs. 225/-
Above 50000/- to 100000/- Rs. 225/- Rs. 281/-
Above 100000/- to 200000/- Rs. 281/- Rs. 337/-
Above 200000/- to 500000/- Rs. 337/- Rs. 449/-
Above 500000/- Rs. 337/- Rs. 562/-
19 Outward Cheque Return charges Rs. 112./-
20 ECS
ECS Registration Charges Rs. 281/-
ECS Return charges Rs. 393/-
21 Balance and Other Certificate Issuing Charges Rs. 112/-
22 Solvancy Certificate Charge     up to 1 lacs Rs.337/-
1 lacs to 5 lacs Rs.1124/-
5 lacs to 10 lacs Rs.2809/-
10 lacs to 25 lacs Rs.3371/-
25 lacs & above Rs.4494/-
23 Processing charges new limit / Term laon 0.50% sanc.limit Max. Rs. 10,000/- + Ser. Tax
24 Renewal of limit 0.50% Renewal limit Max Rs. 10,000/- + Ser. Tax
25 Renewal of limit with enhancement 0.50% of the new sanc.limit after enhancement Max Rs. 10,000/- + Ser. Tax
26 Adhoc limit 150% of Normal Charges Max Rs. 10,000/- + Ser. Tax
27 In case of GAP between expiry date of original facility & its actual renewal with or without enhancement @ 0.50% per annum + Ser. Tax
28 Clearance of chq.against effect 15% per annum + Ser. Tax
29 TOD -Excess over limit 18% per annum + Ser. Tax
30 Late Submisson of Stock stat. Rs.112/- per month
31 Providing of credit opinion including introduction ( when no credit limit availed from us) Rs.337/-
32 Inspection charges per visit (for regular accounts quarterly payments) 2lacs to 10 lacs limit Rs.449/- Rs.10 lacs to 20 lacs Rs.562/- & above Rs.20lacs Rs.-843/-
33 Half yearly service charge in ODHP/ODBT/ODCCC a/c (as per limit)
up to 25000/- Rs. 84/-
25001/- to 50000/- Rs. 112/-
50001/- to 100000/- Rs. 169/-
100001/- to 500000/- Rs. 281/-
500001/- to 1000000/- Rs. 393/-
1000001/- on wards Rs. 674/-
34 Lifting of Marking of Lien on NSC/KVP/RBI Bonds/IVP/Assignment of Lic Policies Rs.112/-
35 Remittance against tender of Cash (DD/PO) Maxi.Remittence Rs.50000/- for non a/c holders Normal Charges plus Rs. 2.24/- per 1000/-