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Fixed Deposit


Individual (2 Years To 3 Years)


Senior Citizen (2 Years To 3 Years)
Welcome to The Karnavati Co-op. Bank LTD.          
The Karnavati Co-op Bank Ltd.

About Us

The Karnavati Co-op Bank Ltd. is one of the reputed banks of Ahmedabad. The Karnavati Co-op Bank Ltd. was established in 1986 with authorised capital of Rs. 25 lacs. The present authorised capital of the bank is Rs. 15.00 crores. The Karnavati Co-op Bank Ltd. is common man’s bank.


  • Personalised Banking
  • Quick Response
  • Higher Fixed Deposit Interest Rate
  • Safe Fixed Deposit
  • Easy Loan
  • Quick Loan
  • Services with a Smile.

Success Story of Karnavati Bank

• Karnavati bank was established in 1986 with authorised capital of Rs.25 Lacs. The authorised share capital is Rs. 15.00 crores today and paid up capital is Rs 7.56 crores as of 31st March 2022.
• We started first branch at Bapunagar (khodior nagar) on 3rd July 1986. Second branch was started at Nikol on 10th Sep 2000.
• Third branch was started at Odhav on 25th Dec 2000. Forth branch was started at Vastrupur on 1st Oct 2014. Fifth Branch was started at Vastral on 16th Oct 2015.
• Sixth Branch was started at Kathwada on 25th Sep 2017. Seventh Branch was started at Bakrol on 14th Oct 2023. Eight Branch was started at New Naroda on 20th Jun 2023. All Branches are in Ahmedabad.
• Karnavati Bank is a CBS bank and all branches have been covered under core banking.
• We started SMS banking on 1st Sep 2013. Right now all registered customers are using our SMS services regularly free of charge.
• We started ATM card on 23rd Sep 2014. We are giving value added service.
The bank has been awarded with a trophy of “Award for Growth” by Sahkar Setu 2014 of Gujarat Urban Co op Banks Federation.


• To help common man to satisfy all type of banking requirement at a reasonable price and provide best customer service with a smile.

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Financial Strength : 2022-2023
  Rs. in Lacs
Share Capital 777.47
Reserve Fund 4000.50
Deposit 36643.56
Loans & Advances 21727.17
Investment 16660.89
Profit 327.41
C.D. Ratio 59.29%
Gross NPA  
Financial Strength : 2022-2023

Share Capital



Net Profit










LEAVE YOUR VALUABLES WITH US… HIRE A LOCKER AT AFFORDABLE RATE AND IN CONVENIENT SIZES State-of-the-art Lockers, the safe deposit vaults fully air-conditioned.

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Karnavati Co-Op Bank Ltd. has started Mobile Banking / IMPS. Now you can transfer funds, Request for cheque book, Stop payment, Block ATM Card,Statement etc. Hurry….. Contact nearest Branch for Reqistration

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The Karnavati Co-op Bank has direct membership for RTGS, NEFT and IMPS with RBI.It's electronic payment system to transfer funds from one to another in Accounts and Banks

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Customers are requested to register their mobile number to receive SMS alerts.<br> The Karnavati Co-operative Bank Ltd. sends SMS alert to customer for their financial/non-financial transactions.<br> All Saving & Current account holders are given SMS facilities for every transaction above Rs.5,000/- free of charge. Bank sends SMS to the Registered Mobile Number for transactions of Rs.5000/- and above. However Bank will not be liable for SMS which do not reach due to any Technical problem.

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Do you have any questions ? Feel free to contact us !

Our Contact Number : 07935014637

(Available during banking hours : Mon - Sat: 9:30 am - 4:00 pm)