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Fixed Deposit

7.50%

Individual (2 Years To 3 Years)

8.00%

Senior Citizen (2 Years To 3 Years)

Bank`s Lending`s Interest Rates

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  • Bank`s Lending`s Interest Rates

 Bank`s Lending`s Interest Rates

1 Instant Loan against Gold Jewelery 9.75% to 10.15%
2 Loan/Cash Credit/Book Debt/Plant and Machinery for Business 13.50% to 13.75%
3

Loan/Cash Credit/Book Debt/Plant & Machinery (against NA/NOC Cleared Property) for Business

(Above Rs. 20.00 Lakhs) (11.00% up to Rs. 20.00 Lakhs) (50 Lakhs to 1 Crore 9.90%)

9.50% to 11.00%
4

Land and Building Loan (against NA/NOC Cleared Property) for Business

(Above Rs. 20.00 Lakhs) (50 Lakhs to 1 Crore 10.50%)

10.00% to 11.50%
5 Housing Loan 9.00% to 9.25%
6

Mortgage loan against property or Karnavati trade development loan/overdraft

(against NA/NOC Cleared Property)

12.50%
7 Karnavati Trade Development Special Scheme Cash Credit/Overdraft (up to Rs. 2 lakh without security) 13.50%
8

For Medical Practitioner (MBBS/MS/MD/BDS/MDS/BAMS/BHMS)

(against NA/NOC cleared property) (1% more in case of property without NA/NOC)

9.75% to 12.25%
9 Loan for Vehicle (2 Wheeler) 11.00%
10 Loan for Vehicle (4 Wheeler) 8.75% to 9.50%
11 Loan for Vehicle (Commercial) 13.00%
12 Loan for old Vehicle (4 Wheeler) 12.00%
13 Education Loan 9.50% to 10.00%
14 Unsecured Loan (Personal Loan/Cash Credit) 13.75%
15 Secured Loan (OD-NSC/LIC) 9.25%
16 Old plant and machinery (1.50% more in case of property without NA/NOC) 11.50% to 13.25%
17 Solar System Financing Scheme (with Property & without Property up to 3 Lakh) 9.75% & 12.00%
18 Shree Vajpai Bankable Yojana / Jyoti Gramodhyog Vikas Yojana 10.25%
*    Please contact the nearest branch for more information.