Bank`s Lending`s Interest Rates
1 | Instant Loan against Gold Jewelery | 9.75% to 10.15% |
2 | Loan/Cash Credit/Book Debt/Plant and Machinery for Business | 13.50% to 13.75% |
3 |
Loan/Cash Credit/Book Debt/Plant & Machinery (against NA/NOC Cleared Property) for Business (Above Rs. 20.00 Lakhs) (11.00% up to Rs. 20.00 Lakhs) (50 Lakhs to 1 Crore 9.90%) |
9.50% to 11.00% |
4 |
Land and Building Loan (against NA/NOC Cleared Property) for Business (Above Rs. 20.00 Lakhs) (50 Lakhs to 1 Crore 10.50%) |
10.00% to 11.50% |
5 | Housing Loan | 9.00% to 9.25% |
6 |
Mortgage loan against property or Karnavati trade development loan/overdraft (against NA/NOC Cleared Property) |
12.50% |
7 | Karnavati Trade Development Special Scheme Cash Credit/Overdraft (up to Rs. 2 lakh without security) | 13.50% |
8 |
For Medical Practitioner (MBBS/MS/MD/BDS/MDS/BAMS/BHMS) (against NA/NOC cleared property) (1% more in case of property without NA/NOC) |
9.75% to 12.25% |
9 | Loan for Vehicle (2 Wheeler) | 11.00% |
10 | Loan for Vehicle (4 Wheeler) | 8.75% to 9.00% |
11 | Loan for Vehicle (Commercial) | 13.00% |
12 | Loan for old Vehicle (4 Wheeler) | 12.00% |
13 | Education Loan | 9.50% to 10.00% |
14 | Unsecured Loan (Personal Loan/Cash Credit) | 13.75% |
15 | Secured Loan (OD-NSC/LIC) | 9.25% |
16 | Old plant and machinery (1.50% more in case of property without NA/NOC) | 11.50% to 13.25% |
17 | Solar System Financing Scheme (with Property & without Property up to 3 Lakh) | 9.75% & 12.00% |
18 | Shree Vajpai Bankable Yojana / Jyoti Gramodhyog Vikas Yojana | 10.25% |
* Please contact the nearest branch for more information. |