Rate of interest on personal loan is 13.00% per year.

Applicant details

• Applicant’s last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family.
• Last tax bill / certificate from society chairman/Secretary if applicant owned property.
• 2 Photographs of Applicant.
• Address proof – electric bill /telephone bill (any one) As per KYC norms.
• Photo proof – Pan card / Voter card / Driving license (Any one) As per KYC norms.
• Bank Statement.
• Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
• Applicant should have Savings/ current Bank account with the bank.

Guarantor details

• Photograph-two copies.
• Last tax bill.
• Last income tax return copy.
• Address proof – electric bill /telephone bill (any one) of residence and of business place.
• Photo proof – Pan card / Voter card / Driving license (Any one).

Conditions

• Loan amount maximum Rs.3,00,000/-.
• Loan amount is to be repaid with interest within 36 EMIs..
• Applicant has to take share of bank @5% of the limit.
• Processing charges of 0.50% will be levied on sanction.
• ROI @13%p.a.