Personal Loan is available from Rs.50,000 upto Rs. 3,00,000/- for purchase of white consumer goods to meet with the expenses like social, religious occasion, medical treatment, minor repairs to property etc.
Rate of interest on personal loan is 13.00% per year.
Applicant details
Applicant’s last two years Income tax Return / Payslip of last 3 months / Notarized income certificate for joint family.
Last tax bill / certificate from society chairman/Secretary if applicant owned property.
2 Photographs of Applicant.
Address proof – electric bill /telephone bill (any one) As per KYC norms.
Photo proof – Pan card / Voter card / Driving license (Any one) As per KYC norms.
Bank Statement.
Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
Applicant should have Savings/ current Bank account with the bank.
Guarantor details
Photograph-two copies.
Last tax bill.
Last income tax return copy.
Address proof – electric bill /telephone bill (any one) of residence and of business place.